Welcome to the Benefits Website!
We understand that your life and your wellness evolve, and so should your benefits. The Cleveland Guardian’s offers a comprehensive benefits program with healthy resources that delivers services for your physical, financial and mental wellness.
For 2025, The Cleveland Guardians want to ensure you have choice, flexibility and simplicity. Take advantage of this opportunity to explore your options and learn about the resources designed to meet your needs, anytime, from anywhere.
The Cleveland Guardian’s recognizes that the health of your entire family is important. For this reason, coverage for dependents continues on our various plans for many years after your dependent is considered an adult. The list below outlines the age in which your dependent will no longer be eligible for each benefit. This will occur at the end of the month in which they reach the stated age.
For Medical, Dental and Vision Benefits there is no stipulation that your children need to be full-time students or must reach certain criteria when they reach a certain age.
Dependent Life Insurance does have a stipulation on coverage limits by age and full time student status. Please make sure to note the differences below.
|
Medical Benefit |
Covers dependents to age 26 |
|
Dental Benefit |
Covers dependents to age 26 |
|
Vision Benefit |
Covers dependents to age 26 |
|
Dependent Voluntary Life |
Covers dependents to age 23 Full Time Students to age 25 |
1095-Cs Forms
1095-Cs are available to all front office teammates covered under the Guardians health plan during the 2024 plan year. You may view your form in your Ultimate (UltiPro) account from Myself > Benefits > 1095-C, or email [email protected] to request a copy.
For the 2024 reporting year, employers are no longer required to automatically distribute Form 1095-C to all employees; instead, they can provide it upon request after posting a clear, conspicuous, and accessible notice.